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How do I add or authenticate a bank?

To speak with a Vanguard representative: Call 877-662-7447 and say "Bank Authentication" when prompted.

Step 1

First, select Profile & account settings under the My Accounts dropdown in the main navigation.

Step 2

Next, select Bank Information in the Banking and Money Movement section.

Then, choose the ADD A NEW BANK ACCOUNT button above your active banks list.

Step 3

Fill in the required information on the Add a new bank page: Routing number, Account number, and Personal account owner. You can also give your newly added bank a nickname and/or make it your primary bank. Select CONTINUE to proceed.

Step 4

Next, review your bank and account information and choose any additional accounts that will be authorized to use this bank account. Then, select REVIEW.

Step 5

Review your information and choose CONTINUE TO E-SIGN.

Note that your bank authorization is not complete until you’ve completed the micro-deposit process to validate your bank information. Over the next 2-3 business days, you will receive two micro-deposits (less than $1) from Vanguard into the bank account you added. When this happens, return to and navigate to your Bank information page to enter those deposit amounts.

Step 6

Review the authorization agreement and answer your security question at the bottom before selecting the SIGN & SUBMIT button.

You’ve now started the bank authorization process. Look for two Vanguard micro-deposits to validate your bank information. Follow the steps listed to complete the micro-deposit process and fully validate your bank information.

All investing is subject to risk, including the possible loss of the money you invest.